Andrea Duane

What You Must Know About Loans and Financing



Not all Loans are created equal. This information will help you find out how to get the best loan for your needs and questions to ask your lender.

With Interest rates fluctuating, how can you ensure you get the best current rate? Reading these articles packed full of information that will save you $$.

  • What is Loan Locking (Lock-in) ? ~ How this helps me in buying a home or refinancing
  • Free Mortgage Shopping Worksheet ~ Compare Lenders with this Easy Printable Format
  • What You Should Know About Equity Lines of Credit
  •  Mortgage Settlement Costs Guide ~ Estimated Mortgage and Lender related Settlement costs. Know ahead of time what to expect at closing, no more surprise costs!
  • Get a Free Copy of Your Credit Report ~ Having your own Credit Report saves your credit score from dropping when applying for loans. Each time a new lender runs your credit YOU take a hit on your score. Avoid this by having a recent copy of your report. * Regular credit checks also protect you from Identity Theft *

 

 

 


Online Reports


It is essential that buyers be aware of all aspects of the real estate market & lending practices before making a major decision. With the recent rise in Short Sales, Bank Foreclosures and Bankruptcies these articles are Free, very Informative and will help you understand lending options and what to look for in a lender. These articles will be e-mailed to you immediately so please provide a valid e-mail address. If you should have any other questions please call me. 916-365-3697.

 



How to Avoid Preditory Lending

When loans hurt instead of help, they can quickly lead to foreclosure and even bankruptcy. It's important to learn the warning signs and common problems. Find out what to look out for.

Specialty Mortgages -Risks & Advantages

Shopping for a Mortgage? DO YOUR HOMEWORK FIRST: What are the Risks and Advantages?

Traditional Mortgages - Understanding Your Options

Helping you to understand traditional mortgages and make the choice that is best for you.

Learn About FHA Mortgages

Informative brochure about FHA Mortgages

How to Avoid Forclosures and Keep Your Home

You're not alone if you're having trouble paying your mortgage. The housing boom led to a record homeownership rate of nearly 70 percent, but some homeowners now face problems making their mortgage payments and can't refinance their loans. This brochure will help you understand your options and give you tips on how to avoid losing your home--regardless of what kind of mortgage you have


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